Episode

Your Financial To-Do List Before December 31st

Podcast
Real Personal Finance
Published
Nov 13, 2025
Duration seconds
1547
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https://www.buzzsprout.com/2066103/episodes/18111554-your-financial-to-do-list-before-december-31st.mp3
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https://www.buzzsprout.com/2066103/episodes/18111554-your-financial-to-do-list-before-december-31st.mp3
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/v1/public/podcasts/real-personal-finance-598374/episodes/your-financial-to-do-list-before-december-31st
Markdown
/podcast/real-personal-finance-598374/your-financial-to-do-list-before-december-31st.md

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Summary

Most people wait until tax season to think about taxes, but by then, the window’s closed. Scott and Nick talk about how the best planning happens now, when there’s still time to adjust what’s already in motion. They get into some of the details that help shape your future: RMD timing, Roth conversions in the “golden window,” how bunching charitable gifts really works, and what happens when you accidentally nudge your income above a Medicare bracket. A friendly reminder that a little attention...