# Your Financial To-Do List Before December 31st

Page: https://stenobird.com/podcast/real-personal-finance-598374/your-financial-to-do-list-before-december-31st
Text version: https://stenobird.com/podcast/real-personal-finance-598374/your-financial-to-do-list-before-december-31st.md
Podcast: [Real Personal Finance](https://stenobird.com/podcast/real-personal-finance-598374)
Published: 2025-11-13T14:00:00+00:00
Episode link: https://www.buzzsprout.com/2066103/episodes/18111554-your-financial-to-do-list-before-december-31st.mp3
Audio file: https://www.buzzsprout.com/2066103/episodes/18111554-your-financial-to-do-list-before-december-31st.mp3
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JSON: https://stenobird.com/v1/public/podcasts/real-personal-finance-598374/episodes/your-financial-to-do-list-before-december-31st
Duration seconds: 1547

## Resource

Most people wait until tax season to think about taxes, but by then, the window’s closed. Scott and Nick talk about how the best planning happens now, when there’s still time to adjust what’s already in motion. They get into some of the details that help shape your future: RMD timing, Roth conversions in the “golden window,” how bunching charitable gifts really works, and what happens when you accidentally nudge your income above a Medicare bracket. A friendly reminder that a little attention...

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## Transcript

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