{"podcast":{"title":"Real Personal Finance","slug":"real-personal-finance-598374","podcast_index_feed_id":598374,"rss_url":"https://rss.buzzsprout.com/2066103.rss","website_url":"https://realpersonalfinance.libsyn.com/website","image_url":"https://storage.buzzsprout.com/994fycfplvwqfrxf4w9c7enk3xta?.jpg","author":"Scott Frank","episode_count":250,"summary":"Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.","last_synced_at":"2026-07-10T00:19:23.190010+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374"},"episode":{"title":"Your Financial To-Do List Before December 31st","slug":"your-financial-to-do-list-before-december-31st","published_at":"2025-11-13T14:00:00+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374/your-financial-to-do-list-before-december-31st","show_page_url":"https://stenobird.com/podcast/real-personal-finance-598374","url":"https://www.buzzsprout.com/2066103/episodes/18111554-your-financial-to-do-list-before-december-31st.mp3","audio_url":"https://www.buzzsprout.com/2066103/episodes/18111554-your-financial-to-do-list-before-december-31st.mp3","summary":"Most people wait until tax season to think about taxes, but by then, the window’s closed. Scott and Nick talk about how the best planning happens now, when there’s still time to adjust what’s already in motion. They get into some of the details that help shape your future: RMD timing, Roth conversions in the “golden window,” how bunching charitable gifts really works, and what happens when you accidentally nudge your income above a Medicare bracket. A friendly reminder that a little attention...","meta_description":"Most people wait until tax season to think about taxes, but by then, the window’s closed. Scott and Nick talk about how the best planning happens now, whe…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1547,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-personal-finance-598374/episodes/your-financial-to-do-list-before-december-31st/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-personal-finance-598374/your-financial-to-do-list-before-december-31st.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}