Episode
Paychecks vs. Playchecks: The Retirement Shift Most People Miss
- Published
- Feb 13, 2026
- Duration seconds
- 1799
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Summary
Most retirees plan for bills—but forget to plan for fun. In this episode, Tim Wood explains why separating “paychecks” from “playchecks” is a critical step in retirement planning. He breaks down how to identify essential expenses, build guaranteed income for necessities, and intentionally create a fun‑money bucket for travel, hobbies, and family experiences. The conversation also explores why market volatility, healthcare costs, and emotional spending decisions can derail retirement if they a...