{"podcast":{"title":"The Safe Money Retirement Show","slug":"the-safe-money-retirement-show-3499283","podcast_index_feed_id":3499283,"rss_url":"https://rss.buzzsprout.com/1995512.rss","website_url":"https://www.SafeMoneyRetirement.com","image_url":"https://storage.buzzsprout.com/4tzl1a2z8yh33gm7ugnebepziqy6?.jpg","author":"Tim Wood. Certified Financial Fiduciary®","episode_count":255,"summary":"Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more. Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood. You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.","last_synced_at":"2026-07-25T02:21:22.481398+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283"},"episode":{"title":"Paychecks vs. Playchecks: The Retirement Shift Most People Miss","slug":"paychecks-vs-playchecks-the-retirement-shift-most-people-miss","published_at":"2026-02-13T16:00:00+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/paychecks-vs-playchecks-the-retirement-shift-most-people-miss","show_page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283","url":"https://www.buzzsprout.com/1995512/episodes/18677009-paychecks-vs-playchecks-the-retirement-shift-most-people-miss.mp3","audio_url":"https://www.buzzsprout.com/1995512/episodes/18677009-paychecks-vs-playchecks-the-retirement-shift-most-people-miss.mp3","summary":"Most retirees plan for bills—but forget to plan for fun. In this episode, Tim Wood explains why separating “paychecks” from “playchecks” is a critical step in retirement planning. He breaks down how to identify essential expenses, build guaranteed income for necessities, and intentionally create a fun‑money bucket for travel, hobbies, and family experiences. The conversation also explores why market volatility, healthcare costs, and emotional spending decisions can derail retirement if they a...","meta_description":"Most retirees plan for bills—but forget to plan for fun. In this episode, Tim Wood explains why separating “paychecks” from “playchecks” is a critical ste…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1799,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/paychecks-vs-playchecks-the-retirement-shift-most-people-miss/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/paychecks-vs-playchecks-the-retirement-shift-most-people-miss.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}