Episode

Mortgage Rates Hit 1 Year Low! What You Need to Know

Podcast
The Landlord Lens
Published
Nov 7, 2025
Duration seconds
552
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https://share.transistor.fm/s/f238ceb2
Audio
https://media.transistor.fm/f238ceb2/fea9dd6c.mp3
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/v1/public/podcasts/the-landlord-lens-6751754/episodes/mortgage-rates-hit-1-year-low-what-you-need-to-know
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Summary

The Federal Reserve just cut rates, and mortgage rates have dropped to their lowest levels in nearly a year. But what does that actually mean for landlords, investors, and anyone thinking about buying a rental property right now? On this episode of The Landlord Lens, John and Seamus break down how much this rate drop really affects affordability, cash flow, refinancing opportunities, and long-term investing strategy. Yes, mortgage rates falling from the 7%+ range into the low 6’s can change monthly payments by a couple hundred dollars. But when you zoom out, there are broader forces at play: inventory is rising, housing prices may flatten or soften, rent growth is slowing, and not every deal suddenly becomes profitable just because the interest rate went down.