# Mortgage Rates Hit 1 Year Low! What You Need to Know

Page: https://stenobird.com/podcast/the-landlord-lens-6751754/mortgage-rates-hit-1-year-low-what-you-need-to-know
Text version: https://stenobird.com/podcast/the-landlord-lens-6751754/mortgage-rates-hit-1-year-low-what-you-need-to-know.md
Podcast: [The Landlord Lens](https://stenobird.com/podcast/the-landlord-lens-6751754)
Published: 2025-11-07T21:48:14+00:00
Episode link: https://share.transistor.fm/s/f238ceb2
Audio file: https://media.transistor.fm/f238ceb2/fea9dd6c.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-landlord-lens-6751754/episodes/mortgage-rates-hit-1-year-low-what-you-need-to-know
Duration seconds: 552

## Resource

The Federal Reserve just cut rates, and mortgage rates have dropped to their lowest levels in nearly a year. But what does that actually mean for landlords, investors, and anyone thinking about buying a rental property right now? On this episode of The Landlord Lens, John and Seamus break down how much this rate drop really affects affordability, cash flow, refinancing opportunities, and long-term investing strategy. Yes, mortgage rates falling from the 7%+ range into the low 6’s can change monthly payments by a couple hundred dollars. But when you zoom out, there are broader forces at play: inventory is rising, housing prices may flatten or soften, rent growth is slowing, and not every deal suddenly becomes profitable just because the interest rate went down.

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## Transcript

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