Episode

Episode 85: Jennifer from the South Loop in downtown Chicago asks: “Should I pay off my mortgage before I retire, or keep the money invested

Podcast
Retirement Decoded Podcast
Published
Jul 6, 2026
Duration seconds
1758
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Summary

Get on our phone calendar at https://TuckerRetirement.com Should retirees eliminate debt before leaving work, or can it sometimes make sense to keep a mortgage in retirement? Scott Tucker discusses the emotional and mathematical sides of paying off a home loan, how interest rates affect the decision, and why liquidity and tax planning should also be part of the conversation before making a major financial move. Watch this podcast on YouTube at https://TuckerYouTube.com