# Episode 85: Jennifer from the South Loop in downtown Chicago asks: “Should I pay off my mortgage before I retire, or keep the money invested

Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested
Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested.md
Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619)
Published: 2026-07-06T10:00:02+00:00
Episode link: https://www.spreaker.com/episode/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested--72503843
Audio file: https://api.spreaker.com/download/episode/72503843/podcast_episode_85_final_jc.mp3
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Duration seconds: 1758

## Resource

Get on our phone calendar at https://TuckerRetirement.com Should retirees eliminate debt before leaving work, or can it sometimes make sense to keep a mortgage in retirement? Scott Tucker discusses the emotional and mathematical sides of paying off a home loan, how interest rates affect the decision, and why liquidity and tax planning should also be part of the conversation before making a major financial move. Watch this podcast on YouTube at https://TuckerYouTube.com

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