Episode
The Future of SMB Banking: AI, Automation, and Financial Intelligence | Akhil Nigam, CoFounder at Finmo,
- Podcast
- Purpose Driven FinTech
- Published
- Nov 6, 2025
- Duration seconds
- 2224
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/purpose-driven-fintech-6329886/the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
In this episode, I speak with Akhil Nigam, CoFounder at Finmo, and we answer the critical question: How can global businesses transform their fragmented treasury operations into unified, intelligent systems that drive growth? He shares insights on why SMEs deserve better treasury solutions, how real-time payment rails are transforming cash management, and why MO AI is becoming the intelligent co-pilot every finance team needs. 👉 Follow Akhil Nigam: LinkedIn: https://www.linkedin.com/in/akhilnigam562/ Website: https://finmo.net/ 👉 Follow Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares We cover: [00:00:00] Why SMBs should be at the center of treasury innovation [00:01:00] The economic impact of SME financial health on the wider economy [00:03:00] Why SMBs are fast-moving segments banks ignore for enterprise clients [00:05:00] How automation frees finance teams from manual work to focus on growth [00:07:00] Enterprise vs SMB treasury: The critical differences explained [00:10:00] The connected finance challenge: Why bank integration matters [00:12:00] The purpose behind building Finmo's complex treasury platform [00:15:00] Why the founding team's diverse skill set made payments possible [00:16:00] How to keep purpose alive when you're in the trenches [00:19:00] Reimagining treasury workflows: Real-time visibility and forecasting [00:20:00] The cosmetics company spending $1M on treasury with 6-month reporting delays [00:22:00] Outcome-driven product development: From features to measurable KPIs [00:23:00] Introducing MO AI: The intelligent advisor for CFOs [00:27:00] The practical transition: From FinTech to AI-powered FinTech [00:30:00] How Finmo uses AI to help AI…