{"podcast":{"title":"Purpose Driven FinTech","slug":"purpose-driven-fintech-6329886","podcast_index_feed_id":6329886,"rss_url":"https://feeds.captivate.fm/purpose-driven-fintech/","website_url":"https://www.podpage.com/purpose-driven-fintech/","image_url":"https://artwork.captivate.fm/7e370edc-0f0d-4b85-bbb4-c0a2f068e1d2/Podcast-Art-Monica-Millares-Chief-Product-Officer-AI-FinTech-Bu.jpg","author":"Monica Millares","episode_count":88,"summary":"Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a ton of pressure to build solutions that actually solve customer problems, that people want, that are differentiated And profitable Yes that's you and me too! That's why I've created this podcast! I speak with FinTech CEOs, Founders, and Csuites to uncover their stories, challenges, and lessons learnt in building products with impact. You'll get to hear real-life conversations, and you’ll walk away with practical questions, frameworks and insights that you can apply to your own FinTech products. So, are you ready to make a bigger difference in FinTech? Let's come together and discover how Pur…","last_synced_at":"2026-06-10T04:19:45.459919+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886"},"episode":{"title":"The Future of SMB Banking: AI, Automation, and Financial Intelligence | Akhil Nigam, CoFounder at Finmo,","slug":"the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo","published_at":"2025-11-06T08:00:00+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo","show_page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886","url":"https://purpose-driven-fintech.captivate.fm/episode/the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo-","audio_url":"https://episodes.captivate.fm/episode/d4603ee5-27e5-4a31-8d98-f62bea86a5d3.mp3","summary":"In this episode, I speak with Akhil Nigam, CoFounder at Finmo, and we answer the critical question: How can global businesses transform their fragmented treasury operations into unified, intelligent systems that drive growth? He shares insights on why SMEs deserve better treasury solutions, how real-time payment rails are transforming cash management, and why MO AI is becoming the intelligent co-pilot every finance team needs. 👉 Follow Akhil Nigam: LinkedIn: https://www.linkedin.com/in/akhilnigam562/ Website: https://finmo.net/ 👉 Follow Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares We cover: [00:00:00] Why SMBs should be at the center of treasury innovation [00:01:00] The economic impact of SME financial health on the wider economy [00:03:00] Why SMBs are fast-moving segments banks ignore for enterprise clients [00:05:00] How automation frees finance teams from manual work to focus on growth [00:07:00] Enterprise vs SMB treasury: The critical differences explained [00:10:00] The connected finance challenge: Why bank integration matters [00:12:00] The purpose behind building Finmo's complex treasury platform [00:15:00] Why the founding team's diverse skill set made payments possible [00:16:00] How to keep purpose alive when you're in the trenches [00:19:00] Reimagining treasury workflows: Real-time visibility and forecasting [00:20:00] The cosmetics company spending $1M on treasury with 6-month reporting delays [00:22:00] Outcome-driven product development: From features to measurable KPIs [00:23:00] Introducing MO AI: The intelligent advisor for CFOs [00:27:00] The practical transition: From FinTech to AI-powered FinTech [00:30:00] How Finmo uses AI to help AI…","meta_description":"In this episode, I speak with Akhil Nigam, CoFounder at Finmo, and we answer the critical question: How can global businesses transform their fragmented t…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2224,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/the-future-of-smb-banking-ai-automation-and-financial-intelligence-akhil-nigam-cofounder-at-finmo.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}