Episode
Amex Resets Referrals & Card Limits, Delta Credits May Be Dead & An Easy $300?
- Published
- Apr 9, 2026
- Duration seconds
- 1519
- Processing state
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Summary
Amex had a busy week, and not in a calm way. The new referral rules are actually better for a lot of people, the Delta incidental-credit workaround looks shakier by the day, and there are a couple easy cash offers worth grabbing if you move fast. Shawn and Mark also dig into the rumor that Amex may be loosening its five-card limit, which would be a bigger shift than it sounds. In This Episode: Quick Bermuda follow-up and why the island still feels overlooked Amex referral changes, reset rules, and why many people come out ahead Delta Amex incidental credit loopholes possibly shutting down Spruce $100 signup bonus and how the referral stacking works Melio $200 business-payment offer and where it can make sense Rumor that Amex may be moving beyond the hard five-card credit-card limit Episode Guide: 0:00 Welcome to MTM Travel 0:20 Bermuda Follow-Up and Why It Still Matters 3:17 Amex Referral Rules Reset 6:57 Delta Amex Incidental Credit Loopholes 12:17 Spruce $100 Signup Bonus 14:54 Melio $200 Business Offer 19:28 Amex 5 Card Limit Rumor 24:37 Wrap-Up and Viewer Questions Key Links: Amex refer - https://milestomemories.com/amex-refer-a-friend-limits/ Delta credit - https://milestomemories.com/delayed-amex-airline-incidental-credits/ Spruce Money - https://milestomemories.com/spruce-money-offering-100-signup-bonus/ Melio explained - https://milestomemories.com/200-melio-new-member-offer/ Amex 5 rule - https://dannydealguru.com/american-express-5-card-limit/ 📧 Free newsletter: Subscribe ✈️ Track your travel credit cards for free: Travel Freely 💳 Join our free Facebook group: Facebook group 🏆 Patreon: patreon.com/milestomemories 🎧 Podcast: MTM Travel podcast 📖 Website: milestomemories.com Advertiser Disclosure: This site/channel is part of an affiliate sales network and rece…