# Amex Resets Referrals & Card Limits, Delta Credits May Be Dead & An Easy $300? Page: https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/amex-resets-referrals-card-limits-delta-credits-may-be-dead-an-easy-300 Text version: https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/amex-resets-referrals-card-limits-delta-credits-may-be-dead-an-easy-300.md Podcast: [MTM Travel - The Fun Side of Points & Travel!](https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388) Published: 2026-04-09T20:31:05+00:00 Episode link: https://milestomemories.libsyn.com/amex-resets-referrals-card-limits-delta-credits-may-be-dead-an-easy-300 Audio file: https://dts.podtrac.com/redirect.mp3/pscrb.fm/rss/p/traffic.libsyn.com/secure/milestomemories/MTM_Travel_Apr_9_26_audio.mp3?dest-id=1462559 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/amex-resets-referrals-card-limits-delta-credits-may-be-dead-an-easy-300 Duration seconds: 1519 ## Resource Amex had a busy week, and not in a calm way. The new referral rules are actually better for a lot of people, the Delta incidental-credit workaround looks shakier by the day, and there are a couple easy cash offers worth grabbing if you move fast. Shawn and Mark also dig into the rumor that Amex may be loosening its five-card limit, which would be a bigger shift than it sounds. In This Episode: Quick Bermuda follow-up and why the island still feels overlooked Amex referral changes, reset rules, and why many people come out ahead Delta Amex incidental credit loopholes possibly shutting down Spruce $100 signup bonus and how the referral stacking works Melio $200 business-payment offer and where it can make sense Rumor that Amex may be moving beyond the hard five-card credit-card limit Episode Guide: 0:00 Welcome to MTM Travel 0:20 Bermuda Follow-Up and Why It Still Matters 3:17 Amex Referral Rules Reset 6:57 Delta Amex Incidental Credit Loopholes 12:17 Spruce $100 Signup Bonus 14:54 Melio $200 Business Offer 19:28 Amex 5 Card Limit Rumor 24:37 Wrap-Up and Viewer Questions Key Links: Amex refer - https://milestomemories.com/amex-refer-a-friend-limits/ Delta credit - https://milestomemories.com/delayed-amex-airline-incidental-credits/ Spruce Money - https://milestomemories.com/spruce-money-offering-100-signup-bonus/ Melio explained - https://milestomemories.com/200-melio-new-member-offer/ Amex 5 rule - https://dannydealguru.com/american-express-5-card-limit/ πŸ“§ Free newsletter: Subscribe ✈️ Track your travel credit cards for free: Travel Freely πŸ’³ Join our free Facebook group: Facebook group πŸ† Patreon: patreon.com/milestomemories 🎧 Podcast: MTM Travel podcast πŸ“– Website: milestomemories.com Advertiser Disclosure: This site/channel is part of an affiliate sales network and rece… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/amex-resets-referrals-card-limits-delta-credits-may-be-dead-an-easy-300/transcription-requests` β€” Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/amex-resets-referrals-card-limits-delta-credits-may-be-dead-an-easy-300.md` β€” Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.