Episode
The New Rules of Running a Side Hustle in New Zealand
- Podcast
- Making Cents
- Published
- Jul 1, 2026
- Duration seconds
- 910
- Processing state
not_requested- Canonical source
- https://www.francescook.co.nz/making-cents
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Summary
Your side hustle is making real money. Now what? Because when the income is real, things are growing, you can suddenly realise the whole operation is held together with sticky tape and good intentions. Income from a job, income from side work, all of it landing in the same personal account with no clear picture of what's coming in, what's going out, or what any of it means for tax time. This week on Ask the Experts, James Gibson, head of Revolut Business, walks through exactly what to do when a side hustle outgrows its informal beginnings. It’s a question that a lot of self-employed New Zealanders will recognise: how do you set up your finances properly when your side hustle starts making serious money? This episode is proudly supported by Revolut Business. Sign up online and get a one-month free trial at this link https://get.revolut.com/e9Jc/makingcents1 T&Cs apply, subscription fees will apply at the end of the trial, see website for details. Revolut Payments New Zealand Pty Ltd. This episode covers: When to open a separate business bank account for your side hustle How to manage multiple income streams without losing track What happens if you mix personal and business finances, and why it matters at tax time How to track self-employed income and expenses without an accountant Budgeting and cash flow basics for first-time business owners Simple financial systems for the self-employed that don't require a finance background How to structure your money when you're employed and self-employed at the same time If you have a letter you’d like us to answer, please send it through to [email protected] and you might feature on our next episode! Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz…