{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":266,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-07-03T06:17:38.971810+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"The New Rules of Running a Side Hustle in New Zealand","slug":"the-new-rules-of-running-a-side-hustle-in-new-zealand","published_at":"2026-07-01T17:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/the-new-rules-of-running-a-side-hustle-in-new-zealand","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/78785f04-a48a-4bec-8a1f-a20857371db6.mp3","summary":"Your side hustle is making real money. Now what? Because when the income is real, things are growing, you can suddenly realise the whole operation is held together with sticky tape and good intentions. Income from a job, income from side work, all of it landing in the same personal account with no clear picture of what's coming in, what's going out, or what any of it means for tax time. This week on Ask the Experts, James Gibson, head of Revolut Business, walks through exactly what to do when a side hustle outgrows its informal beginnings. It’s a question that a lot of self-employed New Zealanders will recognise: how do you set up your finances properly when your side hustle starts making serious money? This episode is proudly supported by Revolut Business. Sign up online and get a one-month free trial at this link https://get.revolut.com/e9Jc/makingcents1 T&Cs apply, subscription fees will apply at the end of the trial, see website for details. Revolut Payments New Zealand Pty Ltd. This episode covers: When to open a separate business bank account for your side hustle How to manage multiple income streams without losing track What happens if you mix personal and business finances, and why it matters at tax time How to track self-employed income and expenses without an accountant Budgeting and cash flow basics for first-time business owners Simple financial systems for the self-employed that don't require a finance background How to structure your money when you're employed and self-employed at the same time If you have a letter you’d like us to answer, please send it through to ask@francescook.co.nz and you might feature on our next episode! Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz…","meta_description":"Your side hustle is making real money. Now what? Because when the income is real, things are growing, you can suddenly realise the whole operation is held…","key_points":[],"chapters":[],"topics":[],"duration_seconds":910,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/the-new-rules-of-running-a-side-hustle-in-new-zealand/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/the-new-rules-of-running-a-side-hustle-in-new-zealand.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}