Episode
306: Should You Pay Off Your Mortgage Early — Or Invest Instead?
- Published
- Aug 4, 2026
- Duration seconds
- 506
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Summary
Many homeowners locked in historically low mortgage rates over the last several years — often well below long-term expected market returns. So a common question comes up: Should you pay off your mortgage early, or invest that money instead? Why low mortgage rates change the mathHow long-term investing and compounding factor into the decisionWhat financial professionals mean by arbitrageWhy paying off a mortgage early can reduce liquidity and flexibilityHow this choice should align with both ...