# 306: Should You Pay Off Your Mortgage Early — Or Invest Instead?

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Text version: https://stenobird.com/podcast/love-your-money-wealth-money-and-financial-advisor-for-women-1366769/306-should-you-pay-off-your-mortgage-early-or-invest-instead.md
Podcast: [Love, your Money - Wealth, Money, and Financial Advisor for Women](https://stenobird.com/podcast/love-your-money-wealth-money-and-financial-advisor-for-women-1366769)
Published: 2026-08-04T09:00:00+00:00
Episode link: https://hendershottwealth.com/podcast/pay-off-mortgage-early-or-invest
Audio file: https://www.buzzsprout.com/2266808/episodes/19567631-306-should-you-pay-off-your-mortgage-early-or-invest-instead.mp3
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Duration seconds: 506

## Resource

Many homeowners locked in historically low mortgage rates over the last several years — often well below long-term expected market returns. So a common question comes up: Should you pay off your mortgage early, or invest that money instead? Why low mortgage rates change the mathHow long-term investing and compounding factor into the decisionWhat financial professionals mean by arbitrageWhy paying off a mortgage early can reduce liquidity and flexibilityHow this choice should align with both ...

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