Episode

The 2% Club (Full Audiobook)

Podcast
Joe Knows Retirement
Published
Jun 5, 2026
Duration seconds
7216
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Summary

Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to: - Simplify and optimize your retirement with the "5 Pillars of Pension Planning" - Enjoy the full value of your pension (it may be more valuable than you think) - Decrease your tax bill through strategic Roth conversions and smart withdrawal planning - Plan for pension options such as lump sum options and survivorship options - Optimize Social Security and protect your wealth from Medicare premium increases - Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money) - Create a legacy that benefits your family and favorite charities Having a pension puts you in a rare financial position that requires advanced planning. This book will help you become a better steward of what you worked so hard to build. You've already done the heavy lifting. Now is your time to retire with peace, purpose, and a plan. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/ Timestamps: (00:00) – The 2% Club (00:13) – Introduction: What Is the 2% Club? (01:41) – Chapter 1: The 2% Club Are "Midwestern Millionaires" (05:13) – Chapter 2: Having a Pension and Being in the 2% Club…