{"podcast":{"title":"Joe Knows Retirement","slug":"joe-knows-retirement-6734714","podcast_index_feed_id":6734714,"rss_url":"https://feeds.libsyn.com/486534/rss","website_url":"https://sites.libsyn.com/486534","image_url":"https://static.libsyn.com/p/assets/9/2/a/7/92a7342a46e80c38e5bbc093207a2619/Peak_Retirement_Planning-Joe_Schmitz_Podcast_Logo_with_Headshot_NP_10.12.23-20231030-7hpxuz1evy.png","author":"Joe Schmitz Jr., CFP® ChFC® CKA®","episode_count":297,"summary":"Welcome to the Joe Knows Retirement Podcast! Where Joe will take you through strategies to make the most of your retirement.","last_synced_at":"2026-06-28T14:20:38.205013+00:00","page_url":"https://stenobird.com/podcast/joe-knows-retirement-6734714"},"episode":{"title":"The 2% Club (Full Audiobook)","slug":"the-2-club-full-audiobook","published_at":"2026-06-05T16:09:00+00:00","page_url":"https://stenobird.com/podcast/joe-knows-retirement-6734714/the-2-club-full-audiobook","show_page_url":"https://stenobird.com/podcast/joe-knows-retirement-6734714","url":"https://bec166f9-31e6-4dd1-b620-713dfb576ef5.libsyn.com/the-2-club-full-audiobook","audio_url":"https://traffic.libsyn.com/secure/bec166f9-31e6-4dd1-b620-713dfb576ef5/2_Percent_Club_Audio_for_Libsyn.mp3?dest-id=4148214","summary":"Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to: - Simplify and optimize your retirement with the \"5 Pillars of Pension Planning\" - Enjoy the full value of your pension (it may be more valuable than you think) - Decrease your tax bill through strategic Roth conversions and smart withdrawal planning - Plan for pension options such as lump sum options and survivorship options - Optimize Social Security and protect your wealth from Medicare premium increases - Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money) - Create a legacy that benefits your family and favorite charities Having a pension puts you in a rare financial position that requires advanced planning. This book will help you become a better steward of what you worked so hard to build. You've already done the heavy lifting. Now is your time to retire with peace, purpose, and a plan. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book \"2% Club\": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/ Timestamps: (00:00) – The 2% Club (00:13) – Introduction: What Is the 2% Club? (01:41) – Chapter 1: The 2% Club Are \"Midwestern Millionaires\" (05:13) – Chapter 2: Having a Pension and Being in the 2% Club…","meta_description":"Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you…","key_points":[],"chapters":[],"topics":[],"duration_seconds":7216,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/joe-knows-retirement-6734714/episodes/the-2-club-full-audiobook/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/joe-knows-retirement-6734714/the-2-club-full-audiobook.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}