Episode
4 Strategies When Interest Rates Won’t Drop
- Podcast
- It's All Money
- Published
- Jul 3, 2025
- Duration seconds
- 2665
- Processing state
not_requested
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Summary
We’re in year 3 of interest rates being basically 2-4x what they were the prior 3 years. Just this past month, June 2025, Fed Chair Jerome Powell said “For the time being, we are well positioned to wait to learn more about the likely course of the economy before considering any adjustments to our policy stance.” In other words, NO. At Sonoma Wealth, we plan toward potential futures and outcomes in finance, but also help clients operate under current circumstances. Life doesn't stop for some desired future. If interest rates remain high, how can you adjust? Or even take advantage? In this INTERESTing episode of It’s All Money, we look at 4 strategies to employ when interest rates won’t drop. What’s the root cause of credit card debt? Are you over your skis on your real estate? Why is now a great time to maximize cash? What assets thrive in the market in a high interest rate environment? We hope you or someone you may know impacted by interest rates will find this episode helpful! 6:31 What even are “Interest Rates”? 16:33 #1 – Get Your Debt Under Control 23:18 #2 – Be Honest About Real Estate 31:03 #3 – Maximizing Cash 34:40 #4 – What To Do In The Market Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ Find Dave Ramsey’s 7 Baby Steps here: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gad_campaignid=197939186&gbraid=0AAAAAD_Z1jz_u9Wufbx-LeZd6wPX3_8JO&gclid=Cj0KCQjw1JjDBhDjARIsABlM2StVhZVGEWej9f0v_akCLuogJdVE26et1rgrDkVZerD_8WFTj8_8EsQaAileEALw_wcB Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ References https://abcnews.go.com/Business/americans-credit-card-debt-reaches-new-record-high/story?id=118788620 https://www.axios.com/2025…