{"podcast":{"title":"It's All Money","slug":"it-s-all-money-6950266","podcast_index_feed_id":6950266,"rss_url":"https://www.spreaker.com/show/6212742/episodes/feed","website_url":"https://www.spreaker.com/podcast/it-s-all-money--6212742","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4cb905d658ed501955cbcd708c91eca1.jpg","author":"707 Media, Fermata Advisors","episode_count":39,"summary":"Your 401k, a classic car collection, quantitative easing and the rising cost of your fast food burger all seem like wildly different topics. And yet somehow, they all end up hitting your checking account one way or another. It's All Money draws the throughline for investing, sales, taxes, business stories, economics and day-to-day spending. Every episode is designed for you to walk away at the end with 1 useful tip to increase your financial confidence, even if (actually especially if) you knew very little about the topic at the start. Because ultimately, It's All Money . It's All Money is powered by Sonoma Wealth. The show is hosted by Sonoma Wealth Managing Principal Daren Blonski, CFP® AIF® and Marketing Director Dano Weir. Sonoma Wealth is the private wealth arm of Fermata Advisors. Fermata's holistic financial services also includes Fermata 401k and Fermata Tax. Fermata is headquartered in Sonoma, California with offices across Northern California in Santa Rosa, San Rafael, Auburn and Chico.","last_synced_at":"2026-07-19T00:19:00.018475+00:00","page_url":"https://stenobird.com/podcast/it-s-all-money-6950266"},"episode":{"title":"4 Strategies When Interest Rates Won’t Drop","slug":"4-strategies-when-interest-rates-won-t-drop","published_at":"2025-07-03T14:44:14+00:00","page_url":"https://stenobird.com/podcast/it-s-all-money-6950266/4-strategies-when-interest-rates-won-t-drop","show_page_url":"https://stenobird.com/podcast/it-s-all-money-6950266","url":"https://www.spreaker.com/episode/4-strategies-when-interest-rates-won-t-drop--66850792","audio_url":"https://api.spreaker.com/download/episode/66850792/updated_outro_audio.mp3","summary":"We’re in year 3 of interest rates being basically 2-4x what they were the prior 3 years. Just this past month, June 2025, Fed Chair Jerome Powell said “For the time being, we are well positioned to wait to learn more about the likely course of the economy before considering any adjustments to our policy stance.” In other words, NO. At Sonoma Wealth, we plan toward potential futures and outcomes in finance, but also help clients operate under current circumstances. Life doesn't stop for some desired future. If interest rates remain high, how can you adjust? Or even take advantage? In this INTERESTing episode of It’s All Money, we look at 4 strategies to employ when interest rates won’t drop. What’s the root cause of credit card debt? Are you over your skis on your real estate? Why is now a great time to maximize cash? What assets thrive in the market in a high interest rate environment? We hope you or someone you may know impacted by interest rates will find this episode helpful! 6:31 What even are “Interest Rates”? 16:33 #1 – Get Your Debt Under Control 23:18 #2 – Be Honest About Real Estate 31:03 #3 – Maximizing Cash 34:40 #4 – What To Do In The Market Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ Find Dave Ramsey’s 7 Baby Steps here: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gad_campaignid=197939186&gbraid=0AAAAAD_Z1jz_u9Wufbx-LeZd6wPX3_8JO&gclid=Cj0KCQjw1JjDBhDjARIsABlM2StVhZVGEWej9f0v_akCLuogJdVE26et1rgrDkVZerD_8WFTj8_8EsQaAileEALw_wcB Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ References https://abcnews.go.com/Business/americans-credit-card-debt-reaches-new-record-high/story?id=118788620 https://www.axios.com/2025…","meta_description":"We’re in year 3 of interest rates being basically 2-4x what they were the prior 3 years. Just this past month, June 2025, Fed Chair Jerome Powell said “Fo…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2665,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/it-s-all-money-6950266/episodes/4-strategies-when-interest-rates-won-t-drop/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/it-s-all-money-6950266/4-strategies-when-interest-rates-won-t-drop.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}