Episode
Property & Casualty Exam Prep 74, P&C Calculation Questions
- Podcast
- Insurance Exam Prep
- Published
- Aug 15, 2026
- Duration seconds
- 224
- Processing state
not_requested- Canonical source
- https://open-exam-prep.com/
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Summary
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The formula for Actual Cash Value (ACV) and how it differs from Replacement Cost. - How to correctly apply a deductible to a covered property loss. - The key differences between split liability limits and a combined single limit. - How to calculate a coinsurance penalty using the 'Did Carry vs. Should Carry' formula. - The function of the period of restoration in Business Income coverage and how premium audits work. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep