# Property & Casualty Exam Prep 74, P&C Calculation Questions

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-74-p-c-calculation-questions
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-74-p-c-calculation-questions.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-08-15T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/1b3352a2-2d87-42ad-99ad-a4171e9d1565.mp3
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JSON: https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/property-casualty-exam-prep-74-p-c-calculation-questions
Duration seconds: 224

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The formula for Actual Cash Value (ACV) and how it differs from Replacement Cost. - How to correctly apply a deductible to a covered property loss. - The key differences between split liability limits and a combined single limit. - How to calculate a coinsurance penalty using the 'Did Carry vs. Should Carry' formula. - The function of the period of restoration in Business Income coverage and how premium audits work. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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