Episode
Ep. 139: Beyond the Yield — Rate, Coverage, and the Income You Actually Keep
- Podcast
- Informed Investing
- Published
- Sep 2, 2026
- Duration seconds
- 1281
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Summary
6 sources under one throughline — the headline dividend YIELD is the wrong number to start with; what determines the income you keep is the dividend RATE (the dollars), its COVERAGE by free cash flow, and its GROWTH. (1) AngelOne dividend rate vs yield — the concept + the '500% dividend'/yield-trap framing; (2) our own INTU Forge piece — 15% raise into a 48% drawdown, 1.4% yield that understates a net-debt-free, 6.4x-FCF-covered, ~15%-growing payout; (3) YT 5 big raisers (LRCX +27%, NDSN 63-yr king, INTU, AFG, BMI) — tiny yields, huge growth; (4) Dividend Diplomats on Altria MO — a fat ~6.5% yield that's actually safe (FCF-covered at 80% target, +5% raise); (5) Dividends4Me 5 fattest yields (CHCT 10.84%, CSWC 10.01%, TU 9.15%, NXRT 9.00%, FLO 8.72%) — the trap zone with risk caveats; (6) Dividendomics $50k->$832/mo — the 55/45 growth+income build (CGDV ~1% growth engine + SCHD ~3% raiser). Trimmed 2 of 8 JMc URLs: UPS earnings video (redundant with Forge #146 + ep 137) and Doug's energy-ETF head-to-head (off-spine).