{"podcast":{"title":"Informed Investing","slug":"informed-investing-7720447","podcast_index_feed_id":7720447,"rss_url":"https://feeds.transistor.fm/informed-investing","website_url":"https://investing.transistor.fm/","image_url":"https://img.transistorcdn.com/sC07jhqz7OvwgY7BLg7nefoEPN58nuTR1odGEooFEm8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS83OTk1/YjVjOTI3Nzc0NGM1/ZmRmYzEwYzc3MTVm/NzA4ZC5qcGc.jpg","author":"Informed Investing","episode_count":154,"summary":"The Informed Investing podcast distills the most relevant financial news and market articles into concise, structured insight. Each episode highlights what matters, filters out noise, and helps investors process information quickly and clearly.","last_synced_at":"2026-09-25T00:20:21.218025+00:00","page_url":"https://stenobird.com/podcast/informed-investing-7720447"},"episode":{"title":"Ep. 139: Beyond the Yield — Rate, Coverage, and the Income You Actually Keep","slug":"ep-139-beyond-the-yield-rate-coverage-and-the-income-you-actually-keep","published_at":"2026-09-02T10:42:43+00:00","page_url":"https://stenobird.com/podcast/informed-investing-7720447/ep-139-beyond-the-yield-rate-coverage-and-the-income-you-actually-keep","show_page_url":"https://stenobird.com/podcast/informed-investing-7720447","url":"https://investing.transistor.fm/episodes/ep-139-beyond-the-yield-rate-coverage-and-the-income-you-actually-keep","audio_url":"https://media.transistor.fm/29937f18/f07a8852.mp3","summary":"6 sources under one throughline — the headline dividend YIELD is the wrong number to start with; what determines the income you keep is the dividend RATE (the dollars), its COVERAGE by free cash flow, and its GROWTH. (1) AngelOne dividend rate vs yield — the concept + the '500% dividend'/yield-trap framing; (2) our own INTU Forge piece — 15% raise into a 48% drawdown, 1.4% yield that understates a net-debt-free, 6.4x-FCF-covered, ~15%-growing payout; (3) YT 5 big raisers (LRCX +27%, NDSN 63-yr king, INTU, AFG, BMI) — tiny yields, huge growth; (4) Dividend Diplomats on Altria MO — a fat ~6.5% yield that's actually safe (FCF-covered at 80% target, +5% raise); (5) Dividends4Me 5 fattest yields (CHCT 10.84%, CSWC 10.01%, TU 9.15%, NXRT 9.00%, FLO 8.72%) — the trap zone with risk caveats; (6) Dividendomics $50k->$832/mo — the 55/45 growth+income build (CGDV ~1% growth engine + SCHD ~3% raiser). Trimmed 2 of 8 JMc URLs: UPS earnings video (redundant with Forge #146 + ep 137) and Doug's energy-ETF head-to-head (off-spine).","meta_description":"6 sources under one throughline — the headline dividend YIELD is the wrong number to start with; what determines the income you keep is the dividend RATE…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1281,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/informed-investing-7720447/episodes/ep-139-beyond-the-yield-rate-coverage-and-the-income-you-actually-keep/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/informed-investing-7720447/ep-139-beyond-the-yield-rate-coverage-and-the-income-you-actually-keep.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}