Episode
Moving From Bond Funds to CDs for Steady, Reliable Income
- Podcast
- 4-Minute Money Ideas
- Published
- Sep 10, 2026
- Duration seconds
- 301
- Processing state
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Summary
You know that "safe" bond fund in your retirement account? It might not be as safe as you think. Bond funds can lose value when interest rates shift, and a lot of folks don't realize that until it's too late. Today, Doug Goldstein breaks down why CDs might be a smarter move for steady, predictable income, and how a simple CD ladder can keep your cash working without locking it all up at once. If you've got money sitting in a bond fund or money market and you're not sure it's doing its job, this one's for you. Four minutes. One idea. Let's go.