{"podcast":{"title":"4-Minute Money Ideas","slug":"4-minute-money-ideas-441803","podcast_index_feed_id":441803,"rss_url":"https://4-minute-money-idea.libsyn.com/fourminutemoney.rss","website_url":"http://profile-financial.com/4-minute-money-ideas","image_url":"https://static.libsyn.com/p/assets/5/5/1/a/551a0c47d280c7a4e55e3c100dce7605/4-Minute_Money_Idea_Templates_4.png","author":"Douglas Goldstein","episode_count":328,"summary":"Douglas Goldstein, CFP® contributes a weekly piece to \"The Jerusalem Post\" about retiring in Israel, managing your U.S. investment, brokerage, 401K, and retirement accounts (IRAs) from Israel. He talks about financial planning in Israel, investment basics, stocks, bonds, mutual funds, and bank deposits in easy-to-understand language. For American olim and \"nefesh b nefesh\" folks thinking about aliya, everyone can use the tips and financial advice of these four minute audio articles, a Profile Investment Services' financial podcast.","last_synced_at":"2026-09-11T00:17:03.050873+00:00","page_url":"https://stenobird.com/podcast/4-minute-money-ideas-441803"},"episode":{"title":"Moving From Bond Funds to CDs for Steady, Reliable Income","slug":"moving-from-bond-funds-to-cds-for-steady-reliable-income","published_at":"2026-09-10T11:42:00+00:00","page_url":"https://stenobird.com/podcast/4-minute-money-ideas-441803/moving-from-bond-funds-to-cds-for-steady-reliable-income","show_page_url":"https://stenobird.com/podcast/4-minute-money-ideas-441803","url":"https://4-minute-money-idea.libsyn.com/moving-from-bond-funds-to-cds-for-steady-reliable-income","audio_url":"https://traffic.libsyn.com/secure/4-minute-money-idea/444-_Moving_from_Bond_Funds_ti_CDs_for_Steady_Reliable_Income-_Complete_Episode.mp3?dest-id=379857","summary":"You know that \"safe\" bond fund in your retirement account? It might not be as safe as you think. Bond funds can lose value when interest rates shift, and a lot of folks don't realize that until it's too late. Today, Doug Goldstein breaks down why CDs might be a smarter move for steady, predictable income, and how a simple CD ladder can keep your cash working without locking it all up at once. If you've got money sitting in a bond fund or money market and you're not sure it's doing its job, this one's for you. Four minutes. One idea. Let's go.","meta_description":"You know that \"safe\" bond fund in your retirement account? It might not be as safe as you think. Bond funds can lose value when interest rates shift, and…","key_points":[],"chapters":[],"topics":[],"duration_seconds":301,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/4-minute-money-ideas-441803/episodes/moving-from-bond-funds-to-cds-for-steady-reliable-income/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/4-minute-money-ideas-441803/moving-from-bond-funds-to-cds-for-steady-reliable-income.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}