Episode

How Mental Health Messes With Your Money with Mariana Barajas

Podcast
Yo Quiero Dinero
Published
Jan 12, 2026
Duration seconds
2896
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Canonical source
https://shows.acast.com/yoquierodinero/episodes/how-mental-health-messes-with-your-money-with-mariana-baraja
Audio
https://sphinx.acast.com/p/open/s/61df3c8f051a2f001272041d/e/6963cb2d88da0c07c14177f7/media.mp3
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Markdown
/podcast/yo-quiero-dinero-245869/how-mental-health-messes-with-your-money-with-mariana-barajas.md

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Summary

In this episode of Yo Quiero Dinero , Jannese sits down with Mariana Barajas , licensed therapist and money coach aka @ lamoneytherapist  to unpack the deep, emotional connection between mental health and money . From first-gen pressure and eldest-daughter trauma to scarcity mindsets, over-spending, money hoarding, and burnout, this conversation goes beyond budgeting tips and gets to the root of our financial behaviors. Because let’s be real: most of us already know what to do with money—what stops us is what’s happening in our nervous system. Mariana breaks down how childhood experiences, cultural conditioning, and subconscious beliefs shape the way we earn, spend, save, and invest—and what it actually takes to heal your relationship with money. If you’ve ever wondered why you can’t keep money, why you’re afraid to take financial risks, or why success still doesn’t feel like enough… this episode is for you. What We Get Into 00:01 – 02:00 Mariana’s background as a licensed therapist and money coach Why mental health and financial wellness must be treated holistically 02:01 – 05:00 First-gen upbringing, eldest daughter pressure, and seeking parental validation How childhood emotional neglect can shape adult ambition and burnout 05:01 – 07:45 Growing up with limited financial resources How early awareness of money scarcity impacts confidence and decision-making 07:46 – 10:10 The fast dopamine hit of spending once you “finally make it” How retail therapy can quietly lead to debt and lifestyle inflation 10:11 – 13:20 Identifying subconscious money beliefs Introduction to financial therapy and why budgeting alone isn’t enough 13:21 – 15:30 The Money-Worthiness Framework Challenging limiting beliefs, building self-trust, and the role of community 15:31 – 18:10 People-pl…