Episode
Gen X vs. Gen Z on Finances: Budgeting, Taxes, and Breaking the Taboo
- Podcast
- Wonder In The Weeds
- Published
- May 27, 2026
- Duration seconds
- 3586
- Processing state
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Summary
Welcome to another episode of the XYZ Podcast! This week, I sat down with my daughter and Gen Z co-host, Faith, to talk about financial literacy from our two very different generational perspectives. It feels like everything is incredibly expensive all the time lately. We decided to sit down and discuss the stark differences in how we learned about personal finance, credit cards, and staying afloat. From my memories of surviving on tight paychecks to Faith navigating her gig income and dealing with tax season surprises, we are covering the realities of personal wealth without the shame. Plus, if you are one of our New Jersey listeners dealing with those wild temperature swings, grab a warm drink, get comfortable, and tune in. Key Topics We Discuss * The Generational Wealth Gap: Exploring the differences between entering the workforce as a Gen X graduate versus a Gen Z adult in today’s gig economy. * Overcoming Financial Taboos: Why talking openly about your income with friends is an act of rebellion that builds stronger relationships. * Budgeting Without the Guilt: Finding a system that works for your brain, whether that is a complex spreadsheet or a simple notebook and pen. * Comparison Culture: How the internet makes us feel like everyone else has their finances figured out, and why that is usually a carefully curated illusion. * Tax Season Lessons: The importance of understanding your pay stubs and what to look for before tax day arrives. Episode Chapters * Welcome to the Episode * Learning Financial Literacy: Self-Taught vs. School * Credit Cards, Debt, and Gen Z Fears * Managing Irregular Income as a Creative * Social Media and the Trap of Comparing Finances * Taxes, W-2s, and Understanding Your Paycheck * Why Simple Notebook Budgets Work * Breaking the Taboo: Tal…