Episode
Could this new payment method spell the end for the bank card?
- Podcast
- Which?
- Published
- Apr 21, 2026
- Duration seconds
- 621
- Processing state
not_requested- Canonical source
- https://www.which.co.uk/podcasts
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Summary
As we become an increasingly cashless society, could we become less reliant on bank cards altogether? In this episode of Which? Shorts, we explain what Pay by Bank is, and how retailers online and on the high street are rolling this out as a new way for us to pay for goods and services. And while it works out cheaper for the retailer, given it bypasses the usual card processing fees sent to Visa and Mastercard, it's not without concerns. We tell you what you need to know before making an open banking payment. Find out more about Pay by Bank on our website & sign up for our free weekly Money ne wsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership