Episode
How to Save Your Retirement Plan | Tony Robbins Podcast
- Podcast
- Tony Robbins Podcast Daily
- Published
- Jul 17, 2026
- Duration seconds
- 3555
- Processing state
not_requested- Canonical source
- https://traffic.megaphone.fm/VG8074901816.mp3
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Summary
In this episode of the Tony Robbins podcast, Richard Bradley, Editor-in-Chief of Worth Magazine, hosts the podcast and offers up insightful information into the best retirement plans in America. Bradley is joined by Tom Zgainer and Josh Robbins of America’s Best 401k, and the three sit down to discuss the many misconceptions people have about saving for retirement. Presently, more than 90 million Americans contribute to 401ks, but still don’t know much about what they’re putting their money into. In fact, Bradley and his guests claim that 70% of Americans with 401ks are so in the dark about retirement that they don’t know there are fees associated with their retirement accounts. The most damaging thing about these hidden fees is that they’re chipping away at the returns people receive on their 401k accounts over time. In 2012, 401k providers became legally required to publicly disclose their fees upfront. This changed retirement accounts for the better, as people were more knowledgeable about what they were putting their funds into. Now, each participant in the plan has to legally receive a disclosure. But oftentimes, these disclosures can be hidden on the provider’s website, and are intentionally created to be unreasonably long and difficult to read through, ultimately making it difficult for participants to know what they’re doing with their money. One finance professional, Robert Hilton Smith, went on a mission to find out how many fees he was paying related to his 401k account. He found 17 different fees that were hitting his account. This could result in major losses for individuals. Say there’s a person in their 30s making $30,000 annually. Over their lifetime, this person is susceptible to paying up to $154,000 in fees alone. How much money would they have if th…