Episode
Revolutionizing Payroll: The Earnin Story with Ram Palanappian
- Podcast
- This Week in Fintech
- Published
- Jan 20, 2026
- Duration seconds
- 2773
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/this-week-in-fintech-6007929/episodes/revolutionizing-payroll-the-earnin-story-with-ram-palanappian/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/this-week-in-fintech-6007929/revolutionizing-payroll-the-earnin-story-with-ram-palanappian.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
In this episode, Nik Milanovic interviews Ram Palanappian, the CEO and Founder of Earnin, a fintech company that is revolutionizing how employees access their wages. Ram shares the origin story of Earnin, which began when he realized that many employees were struggling with cash flow issues, leading to late fees and overdraft charges. He discusses how he initially provided employees with early access to their earned wages, which evolved into a full-fledged product that allows users to access ...