Episode
The Double‑Stuff Illusion in Retirement Planning
- Published
- Feb 27, 2026
- Duration seconds
- 1658
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/the-double-stuff-illusion-in-retirement-planning/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-double-stuff-illusion-in-retirement-planning.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
That million‑dollar nest egg may not be as big as you think once taxes enter the picture. This episode uses a simple Double Stuff Oreo analogy to explain why retirement accounts can create false expectations around what’s actually yours. Tim Wood breaks down how required minimum distributions, Social Security taxation, Medicare premiums, and ordinary income taxes affect retirees, and why planning ahead matters long before withdrawals begin. The conversation also explores Roth conversions, gua...