Episode
Buying or Renting : Which Builds More Wealth?
- Published
- Jun 14, 2025
- Duration seconds
- 977
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Summary
Is renting really cheaper than buying in South Africa, or is home ownership the smarter long term play? In this episode of The Property Corner, Rowan Alexander breaks down the true cost of renting vs buying using real figures from over 15 years of market experience. He compares monthly expenses, investment returns, long term equity, and even projected net worth after 20 years to help you see what most of the online debates miss. Using an example of a R3 million home, Rowan explains when renting might save you in the short term and how buying can create far more value over time. If you have been on the fence about whether to rent or buy, this episode is packed with insight. Subscribe to The Property Corner for practical property advice made for South Africans, and leave your questions in the comments for a future episode. Listen on Spotify : https://open.spotify.com/show/2pKjGULdiq84n18mKQZGW9?si=fffd987dc4234feb&nd=1&dlsi=0cf65b48115d4863 Listen on Apple Podcasts : https://podcasts.apple.com/us/podcast/the-property-corner-with-rowan-alexander/id1683273264 Watch on YouTube: https://www.youtube.com/@propertycornerZA In this episode: 00:00 – Introduction 00:28 – Online Debates vs Real Experience & Numbers 00:57 – The Common Argument Explained 01:11 – R3 Million Home vs Renting Comparison 02:02 – AI-Driven Calculations & Analysis 02:19 – Key Assumptions Behind the Comparison 04:13 – Making Provision for Maintenance Costs 04:33 – Monthly Costs of Buying a Home 04:44 – The Case for Renting 05:13 – Highest-Yielding Risk-Free Investment (ABSA) 05:50 – How Much Can You Save Renting? 05:57 – Growth Projections Over 20 Years 06:38 – Why Are Costs Rising So Fast? 07:33 – The Crossover Point (Year 10) 08:05 – Fixed Instalments for Homeowners 08:38 – Final Net Worth:…