Episode
Nobody Warns You About This Bank Change⎟Ep. 2413
- Podcast
- The Property Academy Podcast
- Published
- Apr 20, 2026
- Duration seconds
- 831
- Processing state
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Summary
Everything’s going well… you’ve got a few properties… then suddenly the bank says: “You’ve been moved to commercial.” In this episode, Ed and Andrew explain what actually happens when investors cross that line, and why it’s not always as bad as it sounds. You’ll learn: The 4 triggers that can push you into the commercial side of the bank What really changes (and what doesn’t) The hidden upside... and why some investors actually prefer being assessed commercially Getting moved to the commercial team doesn’t automatically mean higher rates, but it does mean your lending is being looked at differently. By understanding thresholds and using the right strategy, you can still maintain control and reduce costs. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok