Episode
Instant Payments vs. Instant Fraud | Ep. 005
- Podcast
- The Payment Expert Podcast
- Published
- Apr 15, 2026
- Duration seconds
- 1105
- Processing state
not_requested- Canonical source
- https://share.transistor.fm/s/2f5dac72
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Summary
In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU Tune in to today's episode to find out: Why India is proposing a 1-hour lag for instant UPI transactions and how it gives users a "cancel" button for suspicious payments A comparison between India and Brazil’s fraud strategies, specifically the difference between a proactive buffer and a 7-day dispute mechanism. The "safety vs. speed" dilemma facing the EU as they mandate instant payments while potentially overlooking robust fraud controls Why social media platforms are dodging responsibility for the rise in Authorized Push Payment (APP) scams. A preview of Money 20/20 Asia in Thailand, covering the explosion of QR codes, tokenised money, and the real-world adoption of stablecoins Host: Louis Thompsett Guests: Callum Williams & Kieran O’Connor Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com