Episode
90. Heather & Douglas Boneparth on How to Money Together in Parenthood
- Published
- Jan 15, 2026
- Duration seconds
- 4038
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Summary
We're kicking off Season 7 of the podcast with financial experts and co-authors of the book "Money Together," Heather and Douglas Boneparth. This conversation explores: - The often-overlooked financial considerations that come with the decision to have children. - Douglas and Heather's own financial hurdles when they first considered parenthood, including over $300,000 in student loan debt. - Why emotional readiness can often take precedence over financial calculations — even when "the math doesn't math". - The critical conversations you and your partner need to be having before having kids. - Why "contribution" goes far beyond the financial, and how to navigate the topic of contribution when one or both parents steps away from or back from paid work to raise children. ____ (10:33) Financial planning & family planning (25:03) Tips for financial planning for parents (36:40) Division of labor (50:15) Combining finances vs. maintaining separate finances ____ MENTIONED IN THIS EPISODE Heather;s Instagram ▸ https://www.instagram.com/averagejoelle Douglas's Instagram ▸ https://www.instagram.com/dougboneparth Do Money online ▸ https://domoneytogether.com Douglas and Heather's "The Joint Account" Newsletter ▸ https://www.readthejointaccount.com ____ ABOUT HEATHER & DOUGLAS BONEPARTH Douglas Boneparth, is the founder of Bone Fide Wealth, a wealth management firm in New York City. Recognized as one of the nation's most influential financial advisors, Douglas serves on the advisory councils for CNBC and Investopedia. He has been featured in The New York Times, The Wall Street Journal, Barron's, and more. He is also a CFP Board Ambassador for New York. Douglas received his B.S. from the University of Florida and his M.B.A. from NYU's Stern School of Business. When he's not making…