Episode

Why your life insurance trust might not work

Podcast

The Death Readiness Podcast: Not your dad’s estate planning podcast

Published

Apr 28, 2026

Duration seconds

1285

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not_requested

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https://the-death-readiness-podcast-3d003d68.simplecast.com/episodes/why-your-life-insurance-trust-might-not-work-qM_k1uSN

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Summary

New clients came in with two life insurance trusts—professionally drafted, signed, notarized, and organized in beautiful binders. There was just one problem: the trusts didn’t do anything. In this episode, Jill breaks down what an irrevocable life insurance trust (ILIT) is, when it actually makes sense, and how it fails when no one follows through. This is a real-life look at the gap between having documents and having an estate plan that actually works.