Episode
It’s Tax Season — What Should You Actually Do With Your Tax Refund
- Published
- Jan 26, 2026
- Duration seconds
- 2089
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/the-brutally-honest-loan-officers-6715911/episodes/it-s-tax-season-what-should-you-actually-do-with-your-tax-refund/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/it-s-tax-season-what-should-you-actually-do-with-your-tax-refund.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
Tax season is here — and if you're getting a refund, you're probably wondering what to actually do with it. In this episode of The Brutally Honest Loan Officers Podcast, Stephen and Derick break down how to use your tax refund wisely — whether you're paying off high-interest credit cards, saving for a down payment, or planning to buy a home in 2026. We’ll cover: • Why a big refund isn’t always a good thing • How adjusting your tax withholding can boost your monthly cash flow • Smart ways to use a tax refund for debt reduction or homeownership • The truth about mortgage interest deductions • Why you should never spend money just for a write-off • Tips for W2 earners who want to reduce taxable income like self-employed pros 💡 Whether you’re a first-time buyer, homeowner, or just trying to make smarter financial moves, this episode is packed with real-world mortgage and money advice you won’t get from TikTok.