Episode
Schadenfreude
- Podcast
- Stack Your Points
- Published
- Mar 25, 2026
- Duration seconds
- 5816
- Processing state
not_requested- Canonical source
- https://stackyourpoints.podbean.com/e/schadenfreude/
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Summary
Viewer Questions What CC/travel support apps/subscriptions do you have and why? (Things like TripIt, Seats.Aero, or Card Pointers etc etc) - DDAF With Hyatt, and Citi's recent nerfs, what is your prediction for the next big devaluation? - Kirby G Do you use shopping portals regularly other than Rakuten? I’m thinking of the C1 portal, Chase Portal, or airline portals for additional points. - Ron B Citi just slashed transfer rates to Choice (dropping to 1:1.5) and Preferred Hotels (dropping to 1:2). For those of us who used Choice for high-value stays in Japan or Europe, where is the new 'budget' sweet spot for ThankYou points? - James World of Hyatt now gives cardholders 30 days of early access to award calendars. Is this a genuine perk, or is it just creating a two-tier system where non-cardholders will never see a 'Standard' room at the Park Hyatt Kyoto again? - Carl News Round-Up Amex Rumored Graphite Business card Citi iPrefer and Choice Transfer rates dropped. 1:1.5 on Choice, 1:2 on iPrefer. 1:1.05 on the No Annual Fee Cards with Choice and 1:1.4 with iPrefer. Topics Matt Is there a Credit Card/personal finance Dunning-Kruger effect; and how do we overcome it? According to a March 2026 U.S. News survey, 51 percent of U.S. consumers consider themselves "very knowledgeable" when it comes to personal finances despite 53 percent not knowing their FICO score is or what most lenders use to determine creditworthiness. Lani Are business cards still worth it? RJ Should airlines/hotels offer paid memberships as an option for those who do not want credit cards as it gets harder and harder to be a true free agent? (IE United’s miles changes) 00:00 Welcome and Introductions 00:34 Travel Apps and Subscriptions06:26 Next Big Devaluation Predictions13:33 Shopping Portals Beyond R…