Episode
AVGV, Truth Tellers, AI and Finding Your Why
- Podcast
- Sound Investing
- Published
- Jul 29, 2026
- Duration seconds
- 2032
- Processing state
not_requested
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Summary
Paul discusses his upcoming trip to Minneapolis to address almost 100 hourly financial planners at the Garrett Planning Network annual retreat — then shows, in real time, how he uses AI alongside the Truth Tellers. This example is prompted by a Ben Felix video arguing that most people save without knowing their real “why.” Paul asked ChatGPT to explore the question and shares the full AI response, which includes the six steps to creating your “why” — from “dream before you calculate” to purpose → plan → portfolio. In the second part of this podcast he responds to the many listeners who have asked: build the worldwide all-value portfolio with five Avantis ETFs, or simply buy AVGV, a single ETF that owns the same ETFs but in different percentages? Over three years, AVGV compounded at 21.1% (up 77.4%), while the five-fund do-it-yourself version compounded at 22.2% (up 82.6%) with no rebalancing. Doing the work likely earns a better return — but a Morningstar study suggests most investors do better buying the single ETF, because it takes care of all the rebalancing and overcomes the tendency to chase returns as money is added. Paul would appreciate your feedback on this podcast: [email protected] . LINKS • Ben Felix video on investor myths • Morningstar “Mind the Gap 2025” study • Garrett Planning Network — find an hourly advisor • Meet the Truth Tellers