Episode
Bits, Banking & Business Analytics with Muthusamy Vetrivel
- Podcast
- Software People Stories
- Published
- Apr 15, 2026
- Duration seconds
- 1965
- Processing state
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Summary
In this episode of Software People Stories , Gayatri speaks with Muthusamy Vetrivel, Manager – Business Analytics at Saudi National Bank (formerly Saudi French Bank), about a career that spans over four decades of technological disruption. Vetrivel’s journey is anything but conventional. He began in the granite export business — negotiating documents and standing nervously at bank counters. That experience sparked curiosity: “What happens behind the counter?” That curiosity led him into banking. In the mid-1980s, when computers first entered Indian banks, he was among a select group trained in programming through Aptech — at a time when unions resisted “computers” and they were rebranded as Advanced Ledger Posting Machines (ALPM). From: Assembly language and MS-DOS 20 MB storage limits 286 machines and floppy disks Writing modules for savings and current accounts To: Oracle databases LAN networks Core banking migrations And today — analyzing 5 million customer records in seconds Vetrivel has lived through every wave of banking transformation. Now in Riyadh, he leads Business Analytics — studying customer behavior, spending patterns, and helping the bank design better financial products while staying compliant with regulations governed by the Saudi Central Bank. Beyond banking, he serves as a community leader with the Riyadh Tamil Sangam — supporting migrant workers, coordinating repatriation flights during COVID, promoting Tamil literacy, and building recognized Tamil-speaking Toastmasters clubs globally. His philosophy is simple: Be sincere. Be honest. Contribute a little more than expected. A rare combination of technical depth, regulatory understanding, business acumen, and grassroots community service — this episode is a masterclass in longevity, relevance, and pur…