Episode
The Big HSA Mistake Retirees Don’t Know They Are Making
- Podcast
- Retirement Answers
- Published
- Jan 8, 2026
- Duration seconds
- 1211
- Processing state
not_requested- Canonical source
- https://share.transistor.fm/s/826a3af9
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Summary
Have you ever wondered if your HSA contributions could cause unexpected issues as you approach retirement? In this episode, I highlight potential risks and mistakes that individuals near or in retirement might encounter with their HSAs. Specifically around scenarios such as switching into an HSA plan mid-year, transitioning out of an HSA plan mid-year, and moving from an HSA plan to Medicare. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers Email: [email protected] Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only. 00:00 Intro 00:35 Understanding HSA Contributions and Limits 04:50 Scenario 1: Switching to an HSA Plan Mid-Year 07:42 Scenario 2: Switching Out of an HSA Plan Mid-Year 12:59 Scenario 3: Transitioning from HSA to Medicare 18:27 Key Takeaways and Final Thoughts