Episode
MAJOR Changes To 401k Catch-Up Contributions in 2026
- Podcast
- Retirement Answers
- Published
- Dec 30, 2025
- Duration seconds
- 1063
- Processing state
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- https://share.transistor.fm/s/409a5a28
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Summary
If you're 50+ and making catching catch-up contributions to your employer 401k plan, this episode is for you. In 2026, you might have to change how you save to your employer plan if you earn to much money. In this episode, I share what you need to know about these new rules and how you can save with intention. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers Email: [email protected] Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only. 00:00 Intro 00:43 Updated Contribution Limits for 2026 01:25 Special Catch-Up Contributions for Ages 60-63 02:16 IRA Contribution Limits for 2026 03:13 New Rules for High Earners 05:22 Nuances and Exceptions 11:03 Strategizing Your Contributions 15:51 Conclusion & Final Thoughts