Episode
Avoid These 5 Retirement Mistakes Before It’s Too Late
- Podcast
- Retirement Answers
- Published
- May 12, 2026
- Duration seconds
- 962
- Processing state
not_requested- Canonical source
- https://share.transistor.fm/s/bc64ce45
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Summary
You've spent decades saving for retirement, but are you about to make the same mistakes thousands of retirees only spot when it's too late? In this episode, I walk through the five biggest regrets I see in my work as a retirement planner, and exactly what you can do right now to avoid them. Tune into this episode to find out: (01:14) Regret #1 – Claiming Social Security too early costs you (01:44) Early claiming locks in a permanent 30% benefit cut (02:49) How claiming early closes your Roth conversion window (04:12) Regret #2 – Playing it too safe with your investments (06:43) Using the bucket system to balance safety and growth (08:37) Regret #3 – Not spending enough early on (11:06) Regret #4 – Putting off tax planning until it's too late (12:14) How RMDs, Social Security taxes, and IRMAA blindside you (13:46) Regret #5 – Juggling too many accounts and strategies (14:30) Why simplicity leads to clarity and lasting retirement confidence 👉 Work With Us: https://www.rivertreewealth.com/get-started ✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers Email: [email protected] Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.