Episode
3 Ways to Fund Your First Real Estate Deal Without 20% Down
- Podcast
- Real Estate Rookie
- Published
- Jul 1, 2026
- Duration seconds
- 2248
- Processing state
not_requested
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Summary
What’s stopping you from buying your very first rental property? For most rookies, it’s rarely ever the market, the interest rates, or even the competition–it's a number in their head. Today, we’re breaking down that barrier with real rookie use cases that will inspire you to take that next step in your real estate investing journey! Welcome back to the Real Estate Rookie podcast! In this episode, we’re sharing three ways to fund real estate deals that have actually worked for past Rookie guests. None of these creative financing options require 20% down, none of them require a traditional bank, and one of them doesn't involve a lender at all! We dive into how hard money loans work and when they make sense, how to find a seller who'll say yes to seller financing, and the levers you can pull to structure your deal. Ashley also shares her hard money horror story so you don't have to learn those lessons the expensive way! If you've been sitting on the sidelines because you don't think you have enough money to invest, this conversation will give you the knowledge and confidence to get started today! In This Episode We Cover Hard money—what it is, how lenders make money, and when it actually makes sense for a rookie Ashley's hard money horror story and the exact questions you need to ask How to structure a seller financing deal as a complete beginner Real seller financing case studies (from past Rookie guests!) The right (and wrong) reasons to bring in an equity partner on your real estate deal And So Much More! Check out more resources from this show on BiggerPockets.com…