Episode
The 5 Rules to Buy-to-Let Success in 2026
- Podcast
- Property Investors Podcast
- Published
- Feb 18, 2026
- Duration seconds
- 2213
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Summary
FREE Training & More : https://linktr.ee/russellleeds Thinking of investing in 2026? We're breaking down the five key rules for buying a buy-to-let property so you can make an informed decision on whether it's the right investment for you. Hosts Russell and Anna discuss the power of leverage , the real costs of buying a property, essential investment formulas , and where to buy for the best returns. Timestamps: 00:00 - Introduction: 5 Key Rules for Buy-to-Let in 2026 00:26 - Rule #1: The Power of Leverage in Property 00:40 - Comparing borrowing for the S&P 500 vs. Property 01:03 - Why property is a "tangible asset" 02:50 - Land is the appreciating asset, not the property 03:46 - Why property leverage is "amazing" 04:50 - Property vs. S&P 500: A 10-Year Comparison 07:11 - ROI Comparison: Property crushes S&P 500 (even with half the growth) 11:10 - Rule #2: The Actual Costs of Buying Property 11:26 - Buy-to-Let Deposit (typically 25%) 11:54 - Stamp Duty for Investment Property 12:28 - Other Costs: Legal Fees, Survey Fees, Broker Fees 14:37 - Rule #3: Investment Formulas (Yield vs. ROI) 15:14 - Why Return on Investment (ROI) is more important than Yield 15:43 - How to calculate Gross Yield 17:24 - The Formula for Return on Investment (ROI) 18:32 - What makes a "good" ROI (10% vs. 20%+) 20:11 - The Importance of the Stress Test 21:37 - Why the property must stack as a normal buy-to-let 22:14 - Rule #4: Where to Buy (Area and Property Type) 22:35 - The Golden Triangle: Nottingham, Liverpool, Yorkshire 23:48 - The benefit of investing in areas you know well 24:47 - Why Northern yields are "much better than they are down south" 25:09 - Freehold vs. Leasehold 27:26 - Choosing a smaller family home (2-4 bed) for investment…