Episode
[Series 65] 55, Required Minimum Distributions
- Podcast
- Open Exam Prep
- Published
- May 18, 2026
- Duration seconds
- 138
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/open-exam-prep-7140559/episodes/series-65-55-required-minimum-distributions/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/open-exam-prep-7140559/series-65-55-required-minimum-distributions.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The specific RMD age requirements based on birth year as set by the SECURE 2.0 Act. - How to calculate an RMD using the prior year-end balance and the IRS life expectancy factor. - The rules for a client's first RMD, including the April 1st deadline and the trap of taking two distributions in one year. - The 10-year rule for most beneficiaries of inherited IRAs and how it works. - The updated penalty for a missed RMD and how it can be reduced from 25% to 10%. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep