Episode
The Rate Update —Mortgage Rates About To Spike? Here's What's Coming
- Published
- May 5, 2026
- Duration seconds
- 515
- Processing state
not_requested- Canonical source
- https://audioboom.com/posts/8899403
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Summary
Mortgage rates are under pressure again — and this time the trigger is bigger than just the Fed. In today’s video, I break down why the mortgage market just got dangerous, how rising oil prices, Iran / Strait of Hormuz tensions, inflation fears, the 10-Year Treasury, and mortgage-backed securities are all working together to push rates higher. If you’re buying a home, refinancing, or trying to decide whether to lock or float, this is the kind of market you need to understand before making a move. Today we cover: • Why mortgage rates are moving higher • What the MBS / mortgage bond chart is telling us • How oil prices impact inflation and mortgage rates • Why Iran and the Strait of Hormuz matter to U.S. homebuyers • What the 10-Year Treasury is signaling • Why strong corporate earnings may not automatically help rates • Whether today’s market favors locking or floating • What homeowners and buyers should watch next The big takeaway: mortgage rates do not move just because of the Fed. They move because of the bond market — and right now the bond market is watching oil, inflation, war risk, economic data, and Treasury yields. If you are closing soon, this is not a lazy float market. If you are shopping for a home or considering a refinance, make sure you understand the numbers before you make a decision. 🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact TOP RESOURCES 📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center → https://command.therateupdate.com/ 💳 TRU Debt Optimizer…