Episode
401(k) Roth Rule Change + Balancing Pensions and Roth IRAs
- Published
- Jan 31, 2026
- Duration seconds
- 2923
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/money-matters-by-allworth-financial-173477/episodes/401-k-roth-rule-change-balancing-pensions-and-roth-iras/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/401-k-roth-rule-change-balancing-pensions-and-roth-iras.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
In this episode of Money Matters, Scott and Pat break down a big shift for higher earners: the new 401(k) Roth rule that changes how catch-up contributions work. If you’re over 50 and earning a solid income, this could seriously affect your retirement plan. They also cover smarter tax strategies and take listener calls. A recent retiree wonders if buying a rental property makes sense. Then, Scott and Pat help a man from Virginia with a textbook example of how to balance pensions, Roth IRAs, and tax diversification as retirement nears. Whether you're saving, converting, or rethinking your retirement goals, this episode brings clarity, strategy, and a dose of straight talk. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at [email protected]. Download and rate our podcast here.